One grandmother. One problem. One platform.

Let me tell you a story.

Her name was Adelaide.

My grandmother lived in Rio de Janeiro her whole life. She taught me to save. She said I should try to save half of everything I earn. She tried that herself. Her whole life.

Work hard. Buy only the basics. Try to save.

It still didn't work.

Here's what no one told her: her bank paid her almost nothing while earning real returns with her money. That gap, between what banks earn and what they share, is the system working as designed. Just not for people like her.

Access was locked behind high minimums, complicated words, and institutions that didn't care about people with small savings.

In 2024, I decided to do something about this problem. New technology made it possible to bypass the gatekeepers. I just had to build the door.

BAR the founder.

The Mission

Adelaide never had a choice. High minimums, hidden fees, and complicated words kept the door closed.

We're building the door she never got.

Free money movement. Real growth options. Full transparency. For everyone.

And it's not just for individuals.

For Businesses

If you accept card payments, processing fees eat into every transaction. If you have cash sitting idle, your bank is earning returns with it and paying you almost nothing. The same system that failed my grandmother is sitting on your company's reserves.

diBoaS for Business helps companies keep more of what they earn, with same-day liquidity, board-ready reporting, and access to the same trusted systems powering our personal platform.

Learn more about diBoaS for Business